Zenith App Labs Ltd is a software development studio and does not provide regulated financial, investment, or tax advice. The Zenith Wealth Planner and associated tools are designed for informational and educational purposes only.
Our software provides projections based on the current UK Tax Law and statutory thresholds for the 2026/27 tax year. All outputs are strictly illustrative projections and do not constitute a guarantee of future tax liabilities or financial outcomes.
2.1 Personal License: Upon purchase of Zenith PRO, you are granted a non-exclusive license for individual personal use only. This tool is intended to assist you in your own personal wealth planning journey.
2.2 Commercial Restriction: Use of this Service by professional financial advisers, tax consultants, or accountants to provide services, reports, or plans for third-party clients is strictly prohibited. Professional users found to be using a personal Pro license for commercial purposes will have their accounts terminated without refund. For enterprise licensing, please contact sales@zenithapplabs.com. (See also Section 2.3 for our enforcement and review process.)
Zenith App Labs Ltd reserves the right to monitor aggregate, anonymised usage patterns (such as session frequency, duration, and volume of scenarios processed) to ensure compliance with this licence. Where Zenith App Labs Ltd reasonably suspects that a personal licence is being used in a manner inconsistent with personal, non-commercial use, we reserve the right to:
Where termination occurs under this section and the account holder has not previously been warned of a breach, a pro-rata refund for any unexpired portion of the current billing period will be issued. Where a prior warning has been given, termination may be without refund, as described in Section 2.2.
To provide high-fidelity modelling, this application utilises secure server-side functions for complex calculations. By using the tool, you acknowledge that your inputs are transmitted to secure data centres located in the United States (hosted via Netlify/AWS). This transmission is for calculation purposes only. Zenith App Labs Ltd does not store, log, or persist your financial data on any server; all calculation data is processed in volatile memory (RAM) and purged immediately after the results are returned to your browser.
4.1 7-Day Free Trial: New users are entitled to a 7-day free trial. If the subscription is not cancelled within this period, it will automatically convert to a paid Zenith PRO subscription at the rate disclosed at signup.
4.2 Refund Policy: As Zenith PRO provides immediate access to proprietary digital content, all sales are final once the 7-day trial period expires. By continuing beyond the trial, you waive your statutory right to a 14-day cooling-off period under the Consumer Contracts Regulations.
Financial markets and tax legislation are subject to change. We strongly recommend that users consult with a qualified Independent Financial Adviser (IFA) before making significant financial decisions. Zenith App Labs Ltd accepts no liability for financial loss arising from the use of our software, including any decisions made based on Pro or Enterprise features.